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A major federal policy change in 2025 has introduced Trump Accounts , a new type of tax‑advantaged savings and investment account designed to give American children a financial foundation from birth. These accounts are now part of U.S. law and include a one‑time $1,000 contribution from the federal government  for eligible newborns — a guaranteed seed designed to start long‑term investing early. Trump Accounts+1 What Trump Accounts Are Trump Accounts are investment accounts e

The 2025 One Big Beautiful Bill Act  introduced a landmark change for American workers: tips and overtime wages are now partially shielded from federal income tax  through 2028. This law creates new deductions that directly reduce taxable income for those who rely on tipped or overtime pay, providing a measurable boost to take‑home earnings. What the Law Does Starting with the 2025 tax year , qualified tips and overtime pay can be deducted from federal taxable income. These a

The 2025 stock market has been unusually strong, with major indexes hitting multi‑year highs. While that’s good news for investors, it also means many taxpayers will face significant capital gains  if they sold appreciated stock this year. If you sold shares and made a profit, the IRS expects you to pay estimated taxes  to avoid penalties. Why 2025 is Different Capital gains taxes are triggered when you sell investments at a profit . With the market up substantially in 2025,